Homeowners Insurance Resources in New Jersey

October 24, 2023

Will My Homeowners Insurance Drop Me if I Make a Claim?

Learn the factors that can lead to non-renewal or cancellation of your homeowners insurance, how to get homeowners insurance after being dropped, and your rights when it comes to homeowners insurance cancellations.

June 4, 2021

Do I Need Personal Cyber Insurance?

Considering the number of internet-connected devices in homes today, from Alexa to Ring, and even baby monitors or robotic vacuums, New Jerseyans are susceptible to being hacked than ever before. Nearly one in three people will fall victim to cybercrime, making a personal cyber insurance policy worth looking into.

June 4, 2021

Why Is Having an Umbrella Insurance Policy Important?

An umbrella insurance policy gives you an extra layer of protection filling in the gaps where other insurance policies end or where standard insurance coverage may not provide enough liability limits to cover a claim. Here's just a few reasons why having an umbrella insurance policy may be important for you.

June 4, 2021

Your Homeowners Policy May Not Cover Everything You Think

Up to a certain point, homeowners insurance protects your home and contents from perils and your assets from liability claims. But in worst-case scenarios — where the peril is excluded from coverage, the costs to replace/repair is above limits, or higher deductibles are required — standard coverage may fall short.

June 4, 2021

What to Do after a House Fire in New Jersey

House fires are much more common, costly, and deadly than many people think. 360,000 house fires are reported by US fire departments annually. Here are a handful of action steps for homeowners to take after a house fire to get life back on track. Filing New Jersey homeowners insurance claims is just one part of the process.

June 4, 2021

FAQ: Does New Jersey Homeowners Insurance Cover Roof Leaks?

Does your New Jersey homeowners insurance cover roof leaks? An insurance expert answers when roof leaks are covered and how much you can expect to pay out of pocket. Learn about special wind and hurricane deductibles in New Jersey, too.