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Pensive man looking out of the window. Are You Over-insured?

Are You Overinsured?

Are you paying for more insurance coverage than you need? Learn about being overinsured, and how to look for opportunities to save on insurance premiums without sacrificing important protections.

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Fallen tree after storm damage. My Neighbor's Tree Fell on My Property: Who's Responsible?

My Neighbor's Tree Fell on My Property: Who's Responsible?

Understand the coverages offered through your New Jersey homeowners insurance before an accident occurs. Fallen trees are important factors to understand in your coverage. Work with a New Jersey independent insurance agent to get home insurance quotes to cover common risks you face.

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A truck plows through flood waters on a rural road. If My Car was Damaged Due to Flooding, Will Insurance Cover It?

If My Car Was Damaged Due to Flooding, Will Insurance Cover It?

If you experience flood damage in your vehicle, insurance may cover it if you have the right coverage. Learn how to secure comprehensive coverage and how having the proper auto insurance can protect you in a number of situations. Work with a New Jersey independent insurance agent for auto insurance costs and coverages.

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Suburban Front Stone Faced Single Family Home. How Does Home Insurance Factor Into Overall Home Ownership Costs?

How Does Home Insurance Factor into Overall Home Ownership Costs?

How much does New Jersey home insurance cost? Coverage will depend on factors like the location of your home, its value, and how much coverage you need. An independent insurance agent can help you secure coverage that fits your needs and is affordable. Work with a local agent to shop New Jersey home insurance quotes today.

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Ocean Storm Waves Crashing into Seawall in front of Houses. Do Houses With Basements that Flood Cost More to Insure?

Do Houses with Basements That Flood Cost More to Insure?

If your home is located in a high-risk flood zone and has a basement, it could cost more to insure. Many items in the basement are also excluded from home insurance and flood coverage. Work with a New Jersey independent insurance agent to understand your home insurance coverage and purchase flood insurance if necessary.

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