Pet insurance plans help defray the cost of veterinary treatment for a sick or injured family pet. Your monthly premium gives your dog, cat or other pet coverage for allowed treatment expenses, up to predetermined limits. Most pet health insurance is meant primarily to protect against the unexpected and does not cover routine healthcare such as vaccinations, worming and neutering. In some cases, depending on the level of pet insurance coverage purchased, wellness care costs can also be offset up to a maximum annual amount.
Pet insurance cost depends on the animal’s age, health, and the chosen level of coverage. Expect an older animal to cost more to cover. In fact, some providers have age limits on pet health insurance plans. Certain pre-existing conditions and specific breeds are not insurable by some carriers.
When deciding on the best pet insurance policy for your furry friends, you’ll want to weigh overall quality against cost. A Trusted Choice independent insurance agent can help you navigate the plans available for your pets, so you can choose a policy with confidence.
It is important to note that even the best pet insurance plans will have exclusions, so be sure your New Jersey pet insurance meets your specific coverage needs. An independent insurance agent can explain your many options and get multiple quotes for you to choose from. Typical exclusions include:
There are currently 485 independent insurance agents in New Jersey who are ready to help. These agents can save you time and money by helping you find competitively priced coverage that is well-suited to meet your business’s specific coverage needs. Talk to an insurance agent near you to learn more and to start comparing customized business insurance quotes.