Consider your New Jersey motorcycle insurance as important as your protective gear and safety classes. Whether you drive a chopper, dirt bike, or sport bike, the risks to riding include not only property damage and bodily injury, but also financial hardship should you be involved in an accident without adequate coverage. Finding affordable motorcycle insurance quotes takes experience, which is where a Trusted Choice independent agent comes in. Taking into account your coverage needs and any possible insurance discounts you may qualify for, your New Jersey insurance agent can help you find the right insurance for your motorcycle.
N.J. Motorcycle Crash Statistics (from the N.J. Division of Highway Traffic Safety):
New Jersey motorcycle insurance costs depend on a number of factors and will vary between different insurance companies. Things that affect how much you will end up paying for your motorcycle insurance policy include:
At minimum, motorcycle insurance in New Jersey must include the following basic or standard liability coverage:
This coverage protects you up to the policy limits for an accident you cause that damages another person's property. It also covers personal injuries or deaths of third parties as a result of your negligence.
These minimum policies will not cover the following expenses, which is where adding additional coverage may be necessary.
Choosing the level of coverage that offers you the right amount of protection starts with talking to a New Jersey Trusted Choice independent insurance agent. They review all your options and needs and help you select a plan from multiple motorcycle insurance companies, so you can select a policy with confidence.
There are currently 485 independent insurance agents in New Jersey who are ready to help. These agents can save you time and money by helping you find competitively priced coverage that is well-suited to meet your business’s specific coverage needs. Talk to an insurance agent near you to learn more and to start comparing customized business insurance quotes.