Insurance Resources Ask an Insurance Agent

Ask an Insurance Agent

Title slide to video about liability if a non-owner has an accident with someone else's car

August 19, 2020

Who is Liable for an Accident if a Non-Owner is Driving?

Learn about your liability when another driver has an accident with your car. Is a non-owner covered by your insurance? Are you responsible for an accident if someone else is driving your vehicle? This video explains what is–and what is not–covered if you lend your car to someone.
Cyber Homes

June 4, 2021

Do I Need Personal Cyber Insurance?

Considering the number of internet-connected devices in homes today, from Alexa to Ring, and even baby monitors or robotic vacuums, New Jerseyans are susceptible to being hacked than ever before. Nearly one in three people will fall victim to cybercrime, making a personal cyber insurance policy worth looking into.
Man leaning on car and using smart phone

June 4, 2021

How Does Credit Effect Your Auto Insurance Rate?

Many factors affect car insurance premiums, including credit rating. Certain elements of your credit history can predict how likely you are to have an insurance loss. This video will show how an independent agent can help identify variables that may affect your insurance rate and how to get them lowered.
Young woman using a laptop to compare car insurance rates

June 4, 2021

How Do You Compare Rates When Shopping for Car Insurance?

Comparing rates when shopping for car insurance isn't easy. Online quotes may not offer the best policy or price, and knowing what factors determine your rate can keep your premium down. An independent agent can do the legwork to make sure you have the best protection at a price that fits your budget.
Man getting on motorcycle

June 4, 2021

Canceling Your Boat or Motorcycle Insurance for the Winter Is Never a Good Idea

Looking to save money on boat or motorcycle insurance? One thing you don’t want to do is cancel coverage over the winter. Whatever savings you may realize are outweighed by the potential costs in your ability to get insurance, in the higher amount of premiums you may be charged, and in the personal assets you stand to lose.
cars in traffic

June 4, 2021

Why NJ Auto Insurance Rates Are So High

Many things determine auto insurance premiums. Some you can influence, some you can’t. Factors like where you live, age, gender, distance and frequency of your commute, prior coverage lapses and claim history can be outside of your control. Your driving record, vehicle, and insurance score are all factors you can influence.

1

2

3

4

5

6

7

8

9

10

11

12

13

14