Top New Jersey Insurance Questions and Answers

Title slide to video about liability if a non-owner has an accident with someone else's car

August 19, 2020

Who is Liable for an Accident if a Non-Owner is Driving?

Learn about your liability when another driver has an accident with your car. Is a non-owner covered by your insurance? Are you responsible for an accident if someone else is driving your vehicle? This video explains what is–and what is not–covered if you lend your car to someone.

February 15, 2021

What Does Car Insurance Cover in New Jersey?

Protect your vehicle and yourself with the proper car insurance coverage. New Jersey law requires you to have liability, personal injury, and uninsured motorist coverage, but additional coverages can protect you in a collision or against theft. Work with an independent agent to find the best car insurance available.

August 25, 2020

Am I Overpaying for Insurance?

Are you overpaying for insurance? Insurance premiums are influenced by a number of factors, including your collective assets, risk threshold, the value of the item, property or vehicle, your credit rating and eligibility for insurance discounts. This video helps answer, "am I paying too much for insurance?"

August 25, 2020

I Run a Home Based Business. Do I Need Business Insurance?

Does your home business need business insurance? It depends on what type of home based business you operate, along with a number of other factors. Learn how to decide if you need business insurance for your home office, to help you choose the right business insurance options for your home based business' needs.

August 19, 2020

How Much Insurance Do I Need?

All sorts of changes can affect how much insurance you need. It might be time for an insurance review if your family, business or personal situation have changed but your insurance hasn't. Get tips for conducting an insurance review in this video.

April 16, 2020

Are You Protected in a Ridesharing Auto Accident?

What happens if you're injured during an accident involving your ridesharing driver? Who covers your medical bills, lost wages, and other expenses as a result of the accident?

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