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Title slide to video about liability if a non-owner has an accident with someone else's car

August 19, 2020

Who is Liable for an Accident if a Non-Owner is Driving?

Learn about your liability when another driver has an accident with your car. Is a non-owner covered by your insurance? Are you responsible for an accident if someone else is driving your vehicle? This video explains what is–and what is not–covered if you lend your car to someone.
Plumber with tools doing repairs in the kitchen. If a House is Damaged Due to the Builders, Who's Responsible?

November 9, 2022

If a House Is Damaged Due to the Builders, Who's Responsible?

Is it your responsibility if your brand new New Jersey home is damaged because of something the builder did? Do you have the right home insurance coverage in place in case you have to pay for home damage? Compare home insurance costs and coverages with a New Jersey independent insurance agent to make sure you're protected.
Burglar with obscured face trying to break window of house. If a Home Is Broken Into but Nothing is Stolen, What Coverage Do I Need?

October 13, 2022

If My Home Is Broken Into But Nothing Is Stolen, What Coverage Do I Need?

Home insurance can protect you if your New Jersey home is burglarized, vandalized, or broken into. Learn about the coverages in standard home insurance, including dwelling coverage, personal property coverage, additional living expenses, liability coverage, and other ways that home insurance can help after a break-in.
A truck plows through flood waters on a rural road. If My Car was Damaged Due to Flooding, Will Insurance Cover It?

June 18, 2022

If My Car Was Damaged Due to Flooding, Will Insurance Cover It?

If you experience flood damage in your vehicle, insurance may cover it if you have the right coverage. Learn how to secure comprehensive coverage and how having the proper auto insurance can protect you in a number of situations. Work with a New Jersey independent insurance agent for auto insurance costs and coverages.
Fallen tree after storm damage. My Neighbor's Tree Fell on My Property: Who's Responsible?

June 18, 2022

My Neighbor's Tree Fell on My Property: Who's Responsible?

Understand the coverages offered through your New Jersey homeowners insurance before an accident occurs. Fallen trees are important factors to understand in your coverage. Work with a New Jersey independent insurance agent to get home insurance quotes to cover common risks you face.

Ocean Storm Waves Crashing into Seawall in front of Houses. Do Houses With Basements that Flood Cost More to Insure?

June 3, 2022

Do Houses with Basements That Flood Cost More to Insure?

If your home is located in a high-risk flood zone and has a basement, it could cost more to insure. Many items in the basement are also excluded from home insurance and flood coverage. Work with a New Jersey independent insurance agent to understand your home insurance coverage and purchase flood insurance if necessary.

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