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Title slide to video about liability if a non-owner has an accident with someone else's car

August 19, 2020

Who is Liable for an Accident if a Non-Owner is Driving?

Learn about your liability when another driver has an accident with your car. Is a non-owner covered by your insurance? Are you responsible for an accident if someone else is driving your vehicle? This video explains what is–and what is not–covered if you lend your car to someone.
Multiple utility lines in basement of home. If your sewer lines busts in New Jersey, who's responsible?

April 13, 2022

If Your Home's Sewage Line Busts, Who's Responsible?

Sometimes the most unexpected home disasters are the most costly. But who's responsible if your home's sewage line busts? While a New Jersey independent insurance agent can help you get covered by the right homeowners insurance, we can start by answering this question. Here's a closer look at who's responsible in this case.
Speedboat beached and almost sunk at it's mooring. Renters Broke the Boat at My Vacation Home: Who's Responsible?

February 10, 2022

Renters Broke the Boat at My Vacation Home: Who's Responsible?

Imagine that the renters at your vacation home actually broke your boat during their stay. Who'd be responsible for the incident and for paying for the damage? While a New Jersey independent insurance agent can help you get protected with the right boat insurance, we can start by helping to answer this question.
Broken home window. If My Neighbor Hits a Golf Ball Through My Home's Window, Who's Responsible?

February 10, 2022

If My Neighbor Hits a Golf Ball through My Home's Window, Who's Responsible?

For unexpected disasters, sometimes it's confusing to determine how they should be handled. So who'd be responsible if a neighbor broke your window with a golf ball? While a New Jersey independent insurance agent can help you get covered by the right homeowners insurance, we can start by helping to answer this question.
A car with a fallen tree on top of it. If a Neighbor's Tree Falls on Your Car, Who's Responsible?

February 10, 2022

If a Neighbor's Tree Falls on Your Car, Who's Responsible?

No matter how much you try to protect your car, you never know when an unexpected catastrophe can occur. So what happens if your neighbor's tree falls on your car? Though a New Jersey independent insurance agent can help protect you with the right car insurance, we'll start by answering this question.

Mowing the grass with a lawn mower in sunny summer. Who’s Responsible If My Neighbor’s Lawnmower Kicks Up a Rock That Shatters My Windshield?

February 7, 2022

Who’s Responsible If My Neighbor’s Lawnmower Kicks Up a Rock That Shatters My Windshield?

Home and car owners can take every effort to protect their property, but sometimes it still ends up damaged through no fault of their own. So what happens if a neighbor mows their lawn and kicks up a rock that shatters your car's windshield? Here's a breakdown of who's responsible for paying in this unique situation.

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