Homeowners Insurance Resources in New Jersey

October 24, 2023

Will My Homeowners Insurance Drop Me if I Make a Claim?

Learn the factors that can lead to non-renewal or cancellation of your homeowners insurance, how to get homeowners insurance after being dropped, and your rights when it comes to homeowners insurance cancellations.

June 4, 2021

FAQ: Does New Jersey Homeowners Insurance Cover Jewelry?

Standard homeowners insurance policies provide coverage for many kinds of property, including jewelry. Check out a Q&A with an experienced independent insurance agent to get answers to some of your frequently asked questions concerning homeowners coverage for jewelry, including when and how it's covered, and to what limit.

June 4, 2021

How to Find Your Flood Zone in New Jersey

Floods are among the most common natural disasters in the US, and they're also among the costliest and most destructive. Understanding flood zones and what category your specific neighborhood falls into can really help you prepare for when disaster strikes. For a coastal state like New Jersey, it's especially important.

What does homeowners insurance cover - NJ

June 4, 2021

What Does New Jersey Homeowners Insurance Cover?

Homeowners insurance is designed to protect all aspects of the home, not just the dwelling itself. Check out this in-depth guide to homeowners insurance, including covered perils, benefits, and premium costs for your state. Work with a New Jersey independent insurance agent to get set up with the right protection for you.

What does builders risk insurance cover in NJ

June 4, 2021

What Does Builder’s Risk Insurance Cover in New Jersey?

Since standard property insurance policies aren’t built to cover construction sites in progress, special coverage known as builder’s risk insurance is needed to get the job done. For general contractors, other construction teams, and property owners in New Jersey, it’s important to learn all about builder’s risk coverage.

June 4, 2021

Top Six Reasons to Carry Umbrella Personal Liability Coverage

If you ever find yourself in a situation of being sued for personal liability, your bank accounts, investments, retirement accounts, and anything you own that has monetary value - a residence, rental property, boat, jewelry, or even a stamp collection - are at risk of being exposed. That's where umbrella liability comes in.