Insurance Resources Homeowners

Homeowners

All your resources for homeowners insurance in New Jersey

A fallen tree barricaded the street in a small town in New Jersey after a storm. Will My Homeowners Insurance Drop Me If I Make a Claim?

October 24, 2023

Will My Homeowners Insurance Drop Me if I Make a Claim?

Learn the factors that can lead to non-renewal or cancellation of your homeowners insurance, how to get homeowners insurance after being dropped, and your rights when it comes to homeowners insurance cancellations.
Outside structures like docks may need additional insurance than a standard homeowners policy provides

March 23, 2021

Ports in a Storm: Insuring Your Home's Other Structures

Homeowners Coverage A, Coverage B, Coverage C and Coverage D - insuring docks, pools and other structures. Aside from dwelling coverage, home policies include separate provisions for assets outside the home - where high liability risks and vulnerability to storm damage are likely. New Jersey insurance information.
Hurricane, Windstorm and Named Storm Deductibles in New Jersey Homeowners Insurance Policies

March 23, 2021

Hurricane, Windstorm and Named Storm Deductibles

Hurricane, windstorm and named storm deductibles: when do they apply? how do they work? and how can New Jersey homeowners be sure they have the homeowners insurance protection they need in case of storm damage.
Example of service line to a home. Repairs can be costly so many homeowners purchase service line coverage.

March 16, 2021

Service Line Coverage: A Crucial Connection for New Jersey Homeowners

Service line coverage is often considered "vitally important," but you may be surprised to learn that your homeowners insurance doesn't include the sewer, water, and other service lines to and from your home.
New Jersey Umbrella Insurance

February 2, 2021

Umbrella Insurance in New Jersey: Learn from the Experts

Your homeowners or auto insurance provides critical legal protection, but in certain cases, it might not be enough. A particularly costly lawsuit filed against you could easily leave you in need of the extra protection provided by an umbrella policy. New Jersey independent insurance agents can help you find coverage.

August 25, 2020

Am I Overpaying for Insurance?

Are you overpaying for insurance? Insurance premiums are influenced by a number of factors, including your collective assets, risk threshold, the value of the item, property or vehicle, your credit rating and eligibility for insurance discounts. This video helps answer, "am I paying too much for insurance?"

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