Insurance Resources Homeowners

Homeowners

All your resources for homeowners insurance in New Jersey

A fallen tree barricaded the street in a small town in New Jersey after a storm. Will My Homeowners Insurance Drop Me If I Make a Claim?

October 24, 2023

Will My Homeowners Insurance Drop Me if I Make a Claim?

Learn the factors that can lead to non-renewal or cancellation of your homeowners insurance, how to get homeowners insurance after being dropped, and your rights when it comes to homeowners insurance cancellations.
Why umbrella insurance - NJ

June 4, 2021

Why Is Having an Umbrella Insurance Policy Important?

An umbrella insurance policy gives you an extra layer of protection filling in the gaps where other insurance policies end or where standard insurance coverage may not provide enough liability limits to cover a claim. Here's just a few reasons why having an umbrella insurance policy may be important for you.

What does homeowners insurance cover - NJ

June 4, 2021

What Does New Jersey Homeowners Insurance Cover?

Homeowners insurance is designed to protect all aspects of the home, not just the dwelling itself. Check out this in-depth guide to homeowners insurance, including covered perils, benefits, and premium costs for your state. Work with a New Jersey independent insurance agent to get set up with the right protection for you.
What does builders risk insurance cover in NJ

June 4, 2021

What Does Builder’s Risk Insurance Cover in New Jersey?

Since standard property insurance policies aren’t built to cover construction sites in progress, special coverage known as builder’s risk insurance is needed to get the job done. For general contractors, other construction teams, and property owners in New Jersey, it’s important to learn all about builder’s risk coverage.
New Jersey insurance FAQ

June 4, 2021

FAQ: Does New Jersey Homeowners Insurance Cover Roof Leaks?

Does your New Jersey homeowners insurance cover roof leaks? An insurance expert answers when roof leaks are covered and how much you can expect to pay out of pocket. Learn about special wind and hurricane deductibles in New Jersey, too.

Am I in a NJ flood zone

June 4, 2021

How to Find Your Flood Zone in New Jersey

Floods are among the most common natural disasters in the US, and they're also among the costliest and most destructive. Understanding flood zones and what category your specific neighborhood falls into can really help you prepare for when disaster strikes. For a coastal state like New Jersey, it's especially important.

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