Homeowners Insurance Resources in New Jersey

October 24, 2023

Will My Homeowners Insurance Drop Me if I Make a Claim?

Learn the factors that can lead to non-renewal or cancellation of your homeowners insurance, how to get homeowners insurance after being dropped, and your rights when it comes to homeowners insurance cancellations.

What does homeowners insurance cover - NJ

June 4, 2021

What Does New Jersey Homeowners Insurance Cover?

Homeowners insurance is designed to protect all aspects of the home, not just the dwelling itself. Check out this in-depth guide to homeowners insurance, including covered perils, benefits, and premium costs for your state. Work with a New Jersey independent insurance agent to get set up with the right protection for you.

What does builders risk insurance cover in NJ

June 4, 2021

What Does Builder’s Risk Insurance Cover in New Jersey?

Since standard property insurance policies aren’t built to cover construction sites in progress, special coverage known as builder’s risk insurance is needed to get the job done. For general contractors, other construction teams, and property owners in New Jersey, it’s important to learn all about builder’s risk coverage.

June 4, 2021

Top Six Reasons to Carry Umbrella Personal Liability Coverage

If you ever find yourself in a situation of being sued for personal liability, your bank accounts, investments, retirement accounts, and anything you own that has monetary value - a residence, rental property, boat, jewelry, or even a stamp collection - are at risk of being exposed. That's where umbrella liability comes in.

June 2, 2021

Do You Need Fire Insurance in New Jersey?

Whether you're a homeowner or business owner, your property is at risk of being damaged by an accidental fire or wildfire. Protect your New Jersey property with the right fire insurance. Work with an independent insurance agent to shop insurance policies and find the best coverage to protect your home and assets.

March 23, 2021

Hurricane, Windstorm and Named Storm Deductibles

Hurricane, windstorm and named storm deductibles: when do they apply? how do they work? and how can New Jersey homeowners be sure they have the homeowners insurance protection they need in case of storm damage.