Insurance Resources Homeowners

Homeowners

All your resources for homeowners insurance in New Jersey

A fallen tree barricaded the street in a small town in New Jersey after a storm. Will My Homeowners Insurance Drop Me If I Make a Claim?

October 24, 2023

Will My Homeowners Insurance Drop Me if I Make a Claim?

Learn the factors that can lead to non-renewal or cancellation of your homeowners insurance, how to get homeowners insurance after being dropped, and your rights when it comes to homeowners insurance cancellations.
New Jersey Fire Insurance

June 2, 2021

Do You Need Fire Insurance in New Jersey?

Whether you're a homeowner or business owner, your property is at risk of being damaged by an accidental fire or wildfire. Protect your New Jersey property with the right fire insurance. Work with an independent insurance agent to shop insurance policies and find the best coverage to protect your home and assets.
Hurricane, Windstorm and Named Storm Deductibles in New Jersey Homeowners Insurance Policies

March 23, 2021

Hurricane, Windstorm and Named Storm Deductibles

Hurricane, windstorm and named storm deductibles: when do they apply? how do they work? and how can New Jersey homeowners be sure they have the homeowners insurance protection they need in case of storm damage.
Outside structures like docks may need additional insurance than a standard homeowners policy provides

March 23, 2021

Ports in a Storm: Insuring Your Home's Other Structures

Homeowners Coverage A, Coverage B, Coverage C and Coverage D - insuring docks, pools and other structures. Aside from dwelling coverage, home policies include separate provisions for assets outside the home - where high liability risks and vulnerability to storm damage are likely. New Jersey insurance information.

March 23, 2021

Adding Individual Cyber Insurance to a Homeowners Policy

Individual cyber insurance provides cyber liability protection to individuals and families, much like business cyber insurance protects small and large companies, but does your family need cyber insurance? How do you add cyber coverage to an existing homeowners or renters insurance policy? Video and links to get quotes.

March 23, 2021

What Happens if a Tree Falls on My Neighbor's or My Own Home?

Will insurance cover a fallen tree in my yard…what about my tree in my neighbor’s yard? Depending on a few factors, homeowners insurance can help if a tree falls on your home or other structures. Information includes a helpful video about insurance for fallen tree damage in New Jersey.

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