Homeowners Insurance Resources in New Jersey

October 24, 2023

Will My Homeowners Insurance Drop Me if I Make a Claim?

Learn the factors that can lead to non-renewal or cancellation of your homeowners insurance, how to get homeowners insurance after being dropped, and your rights when it comes to homeowners insurance cancellations.

June 4, 2021

How to Find Home Business Insurance in New Jersey

New Jersey home business insurance can be found with a local expert. They have several carrier options so that they get the best rates on coverage in town. An adviser will do the shopping for you for free so that you can take care of business. Connect with a New Jersey independent insurance agent for coverage details.

June 4, 2021

Do I Need Personal Cyber Insurance?

Considering the number of internet-connected devices in homes today, from Alexa to Ring, and even baby monitors or robotic vacuums, New Jerseyans are susceptible to being hacked than ever before. Nearly one in three people will fall victim to cybercrime, making a personal cyber insurance policy worth looking into.

June 4, 2021

What to Do after a House Fire in New Jersey

House fires are much more common, costly, and deadly than many people think. 360,000 house fires are reported by US fire departments annually. Here are a handful of action steps for homeowners to take after a house fire to get life back on track. Filing New Jersey homeowners insurance claims is just one part of the process.

June 4, 2021

Your Homeowners Policy May Not Cover Everything You Think

Up to a certain point, homeowners insurance protects your home and contents from perils and your assets from liability claims. But in worst-case scenarios — where the peril is excluded from coverage, the costs to replace/repair is above limits, or higher deductibles are required — standard coverage may fall short.

June 4, 2021

Top Six Reasons to Carry Umbrella Personal Liability Coverage

If you ever find yourself in a situation of being sued for personal liability, your bank accounts, investments, retirement accounts, and anything you own that has monetary value - a residence, rental property, boat, jewelry, or even a stamp collection - are at risk of being exposed. That's where umbrella liability comes in.