Insurance Resources Homeowners

Homeowners

All your resources for homeowners insurance in New Jersey

A fallen tree barricaded the street in a small town in New Jersey after a storm. Will My Homeowners Insurance Drop Me If I Make a Claim?

October 24, 2023

Will My Homeowners Insurance Drop Me if I Make a Claim?

Learn the factors that can lead to non-renewal or cancellation of your homeowners insurance, how to get homeowners insurance after being dropped, and your rights when it comes to homeowners insurance cancellations.
Broken home window. If My Neighbor Hits a Golf Ball Through My Home's Window, Who's Responsible?

February 10, 2022

If My Neighbor Hits a Golf Ball through My Home's Window, Who's Responsible?

For unexpected disasters, sometimes it's confusing to determine how they should be handled. So who'd be responsible if a neighbor broke your window with a golf ball? While a New Jersey independent insurance agent can help you get covered by the right homeowners insurance, we can start by helping to answer this question.
A car with a fallen tree on top of it. If a Neighbor's Tree Falls on Your Car, Who's Responsible?

February 10, 2022

If a Neighbor's Tree Falls on Your Car, Who's Responsible?

No matter how much you try to protect your car, you never know when an unexpected catastrophe can occur. So what happens if your neighbor's tree falls on your car? Though a New Jersey independent insurance agent can help protect you with the right car insurance, we'll start by answering this question.

Mowing the grass with a lawn mower in sunny summer. Who’s Responsible If My Neighbor’s Lawnmower Kicks Up a Rock That Shatters My Windshield?

February 7, 2022

Who’s Responsible If My Neighbor’s Lawnmower Kicks Up a Rock That Shatters My Windshield?

Home and car owners can take every effort to protect their property, but sometimes it still ends up damaged through no fault of their own. So what happens if a neighbor mows their lawn and kicks up a rock that shatters your car's windshield? Here's a breakdown of who's responsible for paying in this unique situation.
Tree cutter with saw and harness climbing a tree. If My Tree Cutter Drops a Branch on My Neighbor's Shed, Who's Responsible?

February 4, 2022

If My Tree Cutter Drops a Branch on My Neighbor's Shed, Who's Responsible?

What happens if a tree trimmer you hired drops a limb on your neighbor's shed? Though a New Jersey independent insurance agent can help you get protected with the right home insurance, it's also important to understand the answer to this question. Here's a breakdown of who'd be responsible in this unique scenario.

Roofer dismantling roof shingles. How to protect yourself from roofing insurance scams in New Jersey.

January 28, 2022

How to Protect Yourself from Shady Roofing Insurance Scams in New Jersey

Sometimes crooks take advantage of you by portraying themselves as legitimate roofing contractors when in fact they're just out to scam you. Protecting yourself from roofing insurance scams starts with having the right New Jersey homeowners insurance. But you can also follow this guide to simple tips to protect yourself.

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