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All your resources for auto insurance in New Jersey

Man leaning on car and using smart phone

June 4, 2021

How Does Credit Effect Your Auto Insurance Rate?

Many factors affect car insurance premiums, including credit rating. Certain elements of your credit history can predict how likely you are to have an insurance loss. This video will show how an independent agent can help identify variables that may affect your insurance rate and how to get them lowered.

Why umbrella insurance - NJ

June 4, 2021

Why Is Having an Umbrella Insurance Policy Important?

An umbrella insurance policy gives you an extra layer of protection filling in the gaps where other insurance policies end or where standard insurance coverage may not provide enough liability limits to cover a claim. Here's just a few reasons why having an umbrella insurance policy may be important for you.

Young woman using a laptop to compare car insurance rates

June 4, 2021

How Do You Compare Rates When Shopping for Car Insurance?

Comparing rates when shopping for car insurance isn't easy. Online quotes may not offer the best policy or price, and knowing what factors determine your rate can keep your premium down. An independent agent can do the legwork to make sure you have the best protection at a price that fits your budget.

cars in traffic

June 4, 2021

Why NJ Auto Insurance Rates Are So High

Many things determine auto insurance premiums. Some you can influence, some you can’t. Factors like where you live, age, gender, distance and frequency of your commute, prior coverage lapses and claim history can be outside of your control. Your driving record, vehicle, and insurance score are all factors you can influence.

New Jersey insurance FAQ

June 4, 2021

FAQ: Is New Jersey a No-Fault State?

What is a no-fault state for auto insurance? Is New Jersey a no-fault state, and what does that mean for local drivers? An insurance expert answers FAQs about no-fault auto insurance in New Jersey.


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