Auto Insurance Resources in New Jersey

November 6, 2023

12 Ways to Reduce Auto Insurance Costs in New Jersey

Learn how to reduce auto insurance costs in New Jersey. While there are many factors that influence the cost of your car insurance, including your age, driving record, and the type of vehicle you drive, there are still several ways to reduce your premiums.

June 4, 2021

Will Your Auto Insurance Cover Your Child When They Go to College?

While every situation and every policy is different, the right planning can ensure that your college-aged student remains covered by your auto policy. Companies have certain conditions that need to be followed to continue coverage, but situations like moving out of state or changing their address can impact the decision.

June 4, 2021

Top Six Reasons to Carry Umbrella Personal Liability Coverage

If you ever find yourself in a situation of being sued for personal liability, your bank accounts, investments, retirement accounts, and anything you own that has monetary value - a residence, rental property, boat, jewelry, or even a stamp collection - are at risk of being exposed. That's where umbrella liability comes in.

Man leaning on car and using smart phone

June 4, 2021

How Does Credit Effect Your Auto Insurance Rate?

Many factors affect car insurance premiums, including credit rating. Certain elements of your credit history can predict how likely you are to have an insurance loss. This video will show how an independent agent can help identify variables that may affect your insurance rate and how to get them lowered.

June 4, 2021

Why Is Having an Umbrella Insurance Policy Important?

An umbrella insurance policy gives you an extra layer of protection filling in the gaps where other insurance policies end or where standard insurance coverage may not provide enough liability limits to cover a claim. Here's just a few reasons why having an umbrella insurance policy may be important for you.

Young woman using a laptop to compare car insurance rates

June 4, 2021

How Do You Compare Rates When Shopping for Car Insurance?

Comparing rates when shopping for car insurance isn't easy. Online quotes may not offer the best policy or price, and knowing what factors determine your rate can keep your premium down. An independent agent can do the legwork to make sure you have the best protection at a price that fits your budget.