Insurance Resources Lines of Insurance

Lines of Insurance

Homeowners Policy Coverages

June 4, 2021

Your Homeowners Policy May Not Cover Everything You Think

Up to a certain point, homeowners insurance protects your home and contents from perils and your assets from liability claims. But in worst-case scenarios — where the peril is excluded from coverage, the costs to replace/repair is above limits, or higher deductibles are required — standard coverage may fall short.

June 4, 2021

Top Six Reasons to Carry Umbrella Personal Liability Coverage

If you ever find yourself in a situation of being sued for personal liability, your bank accounts, investments, retirement accounts, and anything you own that has monetary value - a residence, rental property, boat, jewelry, or even a stamp collection - are at risk of being exposed. That's where umbrella liability comes in.
Why umbrella insurance - NJ

June 4, 2021

Why Is Having an Umbrella Insurance Policy Important?

An umbrella insurance policy gives you an extra layer of protection filling in the gaps where other insurance policies end or where standard insurance coverage may not provide enough liability limits to cover a claim. Here's just a few reasons why having an umbrella insurance policy may be important for you.

What does liability insurance cover in NJ

June 4, 2021

What Does New Jersey Liability Insurance Cover?

When it comes to protecting your business from a legal standpoint, you need liability insurance. Many aspects of a business have the potential to cause bodily harm or property damage to the public, which is why having protection is crucial. A New Jersey independent insurance agent can get you set up with the right coverage.
What does builders risk insurance cover in NJ

June 4, 2021

What Does Builder’s Risk Insurance Cover in New Jersey?

Since standard property insurance policies aren’t built to cover construction sites in progress, special coverage known as builder’s risk insurance is needed to get the job done. For general contractors, other construction teams, and property owners in New Jersey, it’s important to learn all about builder’s risk coverage.
New Jersey Fire Insurance

June 2, 2021

Do You Need Fire Insurance in New Jersey?

Whether you're a homeowner or business owner, your property is at risk of being damaged by an accidental fire or wildfire. Protect your New Jersey property with the right fire insurance. Work with an independent insurance agent to shop insurance policies and find the best coverage to protect your home and assets.

1

2

3

4

5

6