Why Choose Preferred Mutual Insurance?

As a mutual insurance company that does not have shareholders, our priority is our policyholders and their insurance needs. In business since 1896, Preferred has stood the test of time, adapted and thrived with modern technology, and earned its status as an Outstanding Super Regional Carrier. From fires and burglary to liability and accidents, we'll be there, providing superior products and customer service so that you can Live Assured.

States Participating

Massachusetts, New Hampshire, New Jersey, New York


In a very tough world, it is good to know when you need help, there is someone out there to help you out in your time of need! Thank you very much Preferred Mutual.

Javier, MA

My wife and I would be remiss if we didn't take a moment to tell you 'thanks'. We realize that with the amount of destruction caused by the recent hurricane you must be busy. Yet, during our claim process, you never treated us as just another claim number.

Gary and Jean, NJ

Brand Values

Ethical behavior. Innovative and responsive solutions. Collaboration and teamwork. The highest caliber employees and business partners who deliver exceptional value to our policyholders. Leaders who are passionate and empower and inspire peak performance. Financial strength and stability. Advancement of our communities and industry.

Special Discounts

Multipolicy/Multicar Discount, Senior Discount, Paid in Full Discount, Driver Training Course Discount, and Good Payer/Loyalty Discount.

Insurance Lines

Personal Insurance
Collectible Auto
Identity Fraud
Mobile Home
Valuable Items
Commercial Insurance
Builders Risk
Business Owners / Package
Business Vehicle
Cyber Liability
Directors & Officers
Employment Practices Liability
General Liability
Inland Marine
Professional Liability